New Standards since 2024
In Belgium, the retirement age and conditions for receiving a pension have evolved over the years, reflecting the country’s demographic and economic changes. Since 2024, new rules have been in place, modifying the criteria for retirement eligibility and the conditions for receiving a full pension.
In line with the 2024 reforms, the legal retirement age in Belgium now depends on a number of factors, including the pension scheme to which an individual is affiliated and his or her career history. In general, the retirement age varies between 65 and 67, but it’s important to consult the information specific to each pension scheme for exact details.
However, it is crucial to note that workers can choose to retire early from a certain age, although this may result in pension reductions. Early retirement possibilities also vary according to the individual’s professional career and the pension schemes to which he or she is affiliated.
Conditions for receiving a pension in Belgium
Important points to know :
In addition to age, the conditions for receiving a pension in Belgium have also been adjusted since 2024, with greater emphasis on the length of contributions and previous professional income.
To qualify for a full pension, workers generally need to have accumulated a certain number of years of contributions during their working career. These years of contribution may vary depending on the pension plan, but they are essential to guarantee an adequate level of pension once you retire.
In addition, the 2024 reforms introduced measures to promote longer working lives and encourage individuals to remain active in the labor market later in life. This includes financial incentives for those who choose to work beyond the legal retirement age, as well as flexible options for gradually combining work and pension.
For more information on pension schemes in Belgium and the conditions specific to each scheme, please consult the website of the Office National des Pensions: https: //www.sfpd.fgov.be/fr
